Advanced-CAMS-Audit Latest Exam Discount - Reliable Advanced-CAMS-Audit Test Camp
Advanced-CAMS-Audit Latest Exam Discount - Reliable Advanced-CAMS-Audit Test Camp
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q38-Q43):
NEW QUESTION # 38
Considering recent changes in the bank's correspondent banking business. Which is the most important risk indicator for the internal auditor to review?
- A. The major business activities of the respondent bank.
- B. The purpose of the services provided to the respondent bank.
- C. The jurisdiction in which the respondent bank is located.
- D. The management and ownership of the respondent bank.
Answer: C
Explanation:
Jurisdictional risk is critical in correspondent banking due to potential exposure to countries with weaker AML
/CFT controls, high corruption levels, or sanctions.
NEW QUESTION # 39
Which are key responsibilities of internal auditors? (Select Two.)
- A. Implementing controls and other safeguards
- B. Acting as a catalyst for improvement
- C. Evaluating the management of risk
- D. Mitigating the risks facing the organization
- E. Determining appropriate risk appetite of the entity
Answer: B,C
Explanation:
Evaluating the Management of Risk:
* Internal auditors assess the effectiveness of risk management strategies to ensure alignment with organizational goals and regulatory expectations.
Acting as a Catalyst for Improvement:
* Auditors provide insights and recommendations to enhance controls and improve overall risk management practices.
CAMS-Audit Emphasis:
* CAMS-Audit outlines the dual role of internal auditors in evaluating and facilitating risk management improvements.
NEW QUESTION # 40
A financial institution utilizes an automated daily validation report to validate the accuracy of the data flowing into its monitoring software. An auditor is responsible for testing the data used to create the report. This is an example of testing which type of effectiveness?
- A. Program
- B. Operating
- C. Design
- D. Software
Answer: B
Explanation:
Testing Operating Effectiveness:
* Operating effectiveness testing evaluates whether controls and systems are functioning as intended on a daily basis, including the accuracy and reliability of automated validation processes.
Relevance to Data Validation:
* The auditor's role in this scenario ensures that the data flowing into the monitoring software is accurate and aligned with operational requirements, reflecting day-to-day effectiveness.
CAMS-Audit Emphasis:
* The emphasis on ongoing operational validation is consistent with Advanced CAMS-Audit practices, which stress continuous monitoring of AML system effectiveness.
NEW QUESTION # 41
Which products/services increase the risk level for money laundering for XYZ Bank?
- A. Foreign exchange services
- B. Payable through accounts
- C. Letters of credit
- D. International fund transfers
Answer: B,D
Explanation:
Payable through accounts allow foreign banks' customers direct access to the correspondent account, which can increase the risk of money laundering due to less direct oversight.
NEW QUESTION # 42
When conducting an audit of a money services business (MSB), the frequency of the review depends on the country's regulatory practices and the MSB's.
- A. policy.
- B. internal controls.
- C. regulatory requirements.
- D. scope.
Answer: C
Explanation:
Review Frequency:
* The frequency of MSB reviews depends on regulatory requirements, which vary by jurisdiction but are guided by FATF Recommendations that mandate risk-based supervision for money services businesses.
Risk-Based Approach:
* Regulators often require more frequent reviews for high-risk MSBs to ensure compliance with AML
/CFT standards.
NEW QUESTION # 43
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